One way to save money is through points programs. For example, Swagbucks.com and MyPoints.com offer members the ability to earn points with their purchases. They also offer coupons for certain brands. When you redeem your points, you can get merchandise or gift cards, saving you even more money down the road.
Always verify that the company from which you are purchasing a product has your full address. A small address error could lead to your package being delivered to the wrong home. This, due to the fact that it was your fault, could lead to you paying for something that you never will receive.
If you are making purchases through sites like eBay or Amazon Marketplace, make sure that the seller has a high rating of good customer service. If a seller has a high percentage of complaints, that raises the odds of you not being satisfied with your order. Dealing with sellers with a good reputation will minimize your risk.
Don’t follow all links in emails. While some companies send their subscribers special email links to follow, if they are hacked, someone can put a bad link in there. If at all possible, go directly to the site itself when you plan to make a purchase, just to be safe.
Shopping with debits cards online isn’t as safe as credit cards. Credit cards offer you the ability to reject charges, plus they have many safeguards in place which monitor your spending and alert you when something fishy seems to be going on. Debit rarely offers these security measures, so go with credit instead.
Now that you’ve read more about online shopping, you probably feel much better about getting more involved. It’s a new environment that is always changing, but you can keep up with the changes. The more information you find out, the better situation you’re going to be in as you navigate your way online and select “purchase.”